Block Rewards Corporate Treasury is a way for a company to hold part of its reserves in bitcoin under a written policy. Purchases run through the same Block Rewards ordering the company uses for payroll. A regulated digital asset custodian holds the bitcoin in a wallet opened in the company's name. Moving it out needs approval from the signers the company names with the custodian. Block Rewards supplies the method, the templates and the plumbing. It does not recommend an amount.
Buying bitcoin is easy. Holding it properly is the work.
Some companies want a small slice of their reserves outside cash and bonds, held for years. Others already fund bitcoin savings for their people and want the company to hold alongside them. Either way, a company account at an exchange solves the easiest part.
The hard part is everything around the purchase: a policy the board has signed, a size the business can live with through a bad year, signers named in writing, and records an auditor will accept. That is what we set up.
- A wallet in your company's name, held by a regulated digital asset custodian
- Purchases on your usual Block Rewards order, one-time or a fixed amount every month
- Approval rules you choose: one signer, or several, such as two of three
- A board policy template you can adopt and edit
- A record of every purchase and transfer, and a year-end summary for your accountant
Why bitcoin works as a corporate asset
Most reserve assets make a company choose between return and access. Real estate needs tenants and upkeep and takes months to sell. Cash and bonds are easy to hold and rarely grow much. Bitcoin has a different set of properties.
Bitcoin markets trade 24 hours a day, 7 days a week, including weekends and holidays. There is no settlement window to wait for.
It is non-physical property. No tenants, no repairs, no insurance on a building and no property tax.
Need to free up some cash? Sell any portion of a position, down to a fraction of a coin, and keep the rest.
Lenders accept bitcoin as collateral, and borrowing against it is simpler and faster than borrowing against property. That choice stays with your company.
It is also volatile. That is the reason for everything below: a written policy, named signers and a size your business can live with.
How it works
-
Set the policy
Purpose, allocation range, signers, purchase schedule and sell triggers, adopted by your board.
-
Open the account
The custodian verifies your company and each signer. You name who can approve transfers in a letter of authorization.
-
Buy on a schedule
A single purchase, or a set monthly amount added to the order you already place for payroll.
-
Hold and report
The bitcoin stays in your company's name. Moving it out needs your approvers. You get records for every transaction.
The rules we build in
We never recommend an amount. The policy records the range your board chose and what it is measured against, before the first purchase.
We never lend, pledge or rehypothecate your bitcoin. If your company chooses to use it as collateral, that is your decision, on your lender's terms.
Your approvers are set out in a letter of authorization held by the custodian, not only in our system.
A fixed monthly amount, decided in advance, keeps the plan intact when the price drops and instinct says sell.
When prices fell in 2025 and 2026, the companies that sold bitcoin mostly did it to repay debt or fund dividends. A reserve with nothing owed against it can wait.
Already offer the Bitcoin Savings Plan? Nothing changes for it. Bitcoin your employees buy through BSP is theirs and never touches your balance sheet. Corporate Treasury is a separate decision, made by the company, and you can offer BSP without ever using it.
Read this before you book a call
Corporate Treasury puts bitcoin on your balance sheet. That is a real decision with real downsides.
Bitcoin has fallen by more than half in past cycles. Hold only what your company could watch fall that far without changing a single business decision.
Under IFRS, gains above cost go to other comprehensive income while losses below cost reach net income. Private companies should confirm the treatment under their own reporting standards. Settle it with your accountant before the first purchase.
If your board or lenders aren't comfortable with the swings, wait. If you pledge bitcoin as collateral, a fall can trigger a margin call.
We provide the method and the plumbing. Your board chooses whether to hold bitcoin and how much.
Take 20 minutes with us
We'll walk through the policy template and what setup looks like for your company. No commitment, and no recommendation to buy.
Book a callFrequently asked questions
How much bitcoin should a company hold?
We don't recommend an amount. We give you a method: pick a range your board can defend, keep enough cash outside bitcoin to cover your obligations, and write down in advance when you would buy, pause or sell. Your board and your accountant choose the number.
Where is the bitcoin held?
With a regulated digital asset custodian, in a wallet opened in your company's name. It is never held on Block Rewards' balance sheet.
Who can move the company's bitcoin?
Only the people you name. When the account opens, you sign a letter of authorization with the custodian listing who can act for the company and who can approve transfers. The rule can be one approver or several, such as two of three.
How is corporate bitcoin accounted for?
It depends on your framework. Under US GAAP, bitcoin is carried at fair value with gains and losses in net income. Under IFRS, it is usually an intangible asset: increases above cost go to other comprehensive income and decreases below cost reach net income. Private companies should confirm the treatment under their own reporting standards with their accountant before the first purchase.
What do we need to open an account?
Your certificate and articles of incorporation, your corporate registers, photo ID for each person who can sign, and a signed letter of authorization. The custodian verifies the company before the account opens. For most operating companies that takes hours, not weeks.
What happens if bitcoin falls by half?
We never lend or pledge your bitcoin, so we never sell it for you. If your company has pledged it as collateral elsewhere, that loan's terms apply. Your policy decides what happens next, which is why it is written before the first purchase. Your statements will show the loss.
Why would a company hold bitcoin?
It is liquid, with markets trading 24 hours a day, every day. It needs no upkeep: no tenants, maintenance or property tax. It is divisible, so you can sell part of a position rather than all of it. And lenders accept it as collateral, with borrowing simpler and faster than against property. It is also volatile, which is why it needs a written policy.
Can we use our bitcoin as collateral?
That is your decision. The bitcoin belongs to your company, and you can move it to a lender with your approvers' sign-off. We don't lend it, pledge it or arrange loans against it. A loan against bitcoin can force a sale if the price falls, so read the margin terms.
Is company bitcoin covered by deposit insurance?
No. Bitcoin in custody is not a bank deposit and is not covered by deposit insurance. Ask us about the custodian's security and insurance arrangements during setup.
What does it cost?
Pricing is quoted per company and billed with your existing Block Rewards invoice.
General information only, not tax, legal, accounting or investment advice. Bitcoin's price is volatile and your company can lose money. Bitcoin held in custody is not a bank deposit and is not covered by deposit insurance. Block Rewards is registered with FINTRAC as a money services business (M23626957). Keep enough cash outside bitcoin to meet payroll, taxes and other obligations without having to sell. Pricing is quoted per company and set out in the services agreement.