--- title: Block Rewards | Bitcoin Employee Benefits for Canadian Employers description: Block Rewards helps Canadian employers offer a modern financial wellness benefit — the Bitcoin Savings Plan lets employees save in Bitcoin automatically via payroll. --- [![site-logo](https://blockrewards.com/hubfs/site-logo.svg "site-logo")](https://blockrewards.com/?hsLang=en) - [For Employees](https://blockrewards.com/bitcoin-employee-benefits) - [DCA Calculator](https://blockrewards.com/calculator) - [For Employers](https://blockrewards.com/bitcoin-savings-plan-benefits) - [Benefits Advisors](https://blockrewards.com/benefits-advisors) - [HR Leaders](https://blockrewards.com/for-hr-leaders) - [Financial Wellness](https://blockrewards.com/financial-wellness-benefits) - [Library](https://blockrewards.com/library) - What We Do - [Bitcoin Savings Plan](https://blockrewards.com/bitcoin-savings-plan) [Follow us on Facebook](https://www.linkedin.com/company/blockrewards) [Follow us on Facebook](https://x.com/Block_Rewards) [Member Login](https://portal.blockrewards.com/login) [![site-logo](https://blockrewards.com/hubfs/site-logo.svg "site-logo")](https://blockrewards.com/?hsLang=en) [Follow us on Facebook](https://www.linkedin.com/company/blockrewards) [Follow us on Facebook](https://x.com/Block_Rewards) [Member Login](https://portal.blockrewards.com/login) [![site-logo](https://blockrewards.com/hubfs/site-logo.svg "site-logo")](https://blockrewards.com/?hsLang=en) - [For Employees](https://blockrewards.com/bitcoin-employee-benefits) - [DCA Calculator](https://blockrewards.com/calculator) - [For Employers](https://blockrewards.com/bitcoin-savings-plan-benefits) - [Benefits Advisors](https://blockrewards.com/benefits-advisors) - [HR Leaders](https://blockrewards.com/for-hr-leaders) - [Financial Wellness](https://blockrewards.com/financial-wellness-benefits) - [Library](https://blockrewards.com/library) - What We Do - [Bitcoin Savings Plan](https://blockrewards.com/bitcoin-savings-plan) [Follow us on Facebook](https://www.linkedin.com/company/blockrewards) [Follow us on Facebook](https://x.com/Block_Rewards) [Member Login](https://portal.blockrewards.com/login) [![site-logo](https://blockrewards.com/hubfs/site-logo.svg "site-logo")](https://blockrewards.com/?hsLang=en) [Follow us on Facebook](https://www.linkedin.com/company/blockrewards) [Follow us on Facebook](https://x.com/Block_Rewards) [Member Login](https://portal.blockrewards.com/login) - [For Employees](https://blockrewards.com/bitcoin-employee-benefits) - [DCA Calculator](https://blockrewards.com/calculator) - [For Employers](https://blockrewards.com/bitcoin-savings-plan-benefits) - [Benefits Advisors](https://blockrewards.com/benefits-advisors) - [HR Leaders](https://blockrewards.com/for-hr-leaders) - [Financial Wellness](https://blockrewards.com/financial-wellness-benefits) - [Library](https://blockrewards.com/library) - What We Do - [Bitcoin Savings Plan](https://blockrewards.com/bitcoin-savings-plan) [Member Login](https://portal.blockrewards.com/login) [Follow us on Facebook](https://www.linkedin.com/company/blockrewards) [Follow us on Facebook](https://x.com/Block_Rewards) [Terms of Use](https://blockrewards.ca/-temporary-slug-a0629278-dbe4-4179-b7d4-8f6d3a4b9ab7?hs_preview=FoTEKUnY-188487566378&hsCacheBuster=5615&hsLang=en)[Privacy Policy](https://blockrewards.ca/-temporary-slug-a0629278-dbe4-4179-b7d4-8f6d3a4b9ab7?hs_preview=FoTEKUnY-188487566378&hsCacheBuster=5615&hsLang=en) 200-384 Bernard Ave, Kelowna, BC V1Y 6N5 [EN](https://www.blockrewards.ca?hsLang=en) [FR](https://www.blockrewards.ca/fr?hsLang=en) Bitcoin Employee Benefits # Your employees are already saving in Bitcoin. *Just not through you.* Offer the Bitcoin Savings Plan — a modern financial wellness benefit, run through payroll. [Book a Free Demo](https://calendly.com/scott-blockrewards/30min) [Save in Bitcoin](https://blockrewards.ca/calculator?hsLang=en) [Download Our 2026 Report on Bitcoin in Workplace Savings](https://blockrewards.com/what-are-employees-saving-in?hsLang=en) No setup fees Institutional-grade custody Live in under 2 weeks ![Block Rewards dashboard — employee wallet and payroll transaction view on desktop and mobile](https://blockrewards.com/hubfs/blockreward/cimage.png) What employers say ## Real results from real teams We've been serving Canadian employers since 2023. From skilled trades and marketing agencies to financial services and energy companies, employers are using Bitcoin to build loyalty and attract top talent. ★★★★★ "If you are an employer looking to offer a unique way of retaining talent, this is an edge. Our team loves knowing their savings are working for them between pay periods." JJ Jordan Jolicoeur President & CEO, Carvel Electric ★★★★★ "We've been using this as an employee incentive plan for years. I would recommend to anyone looking to offer an alternative to fiat currency incentives for their employees." JK Jake Kubiski CEO, Kuby Renewable Energy ★★★★★ "As a financial planning firm we use this in-house. The compliance handling and custody setup is exactly what institutional clients need — clear, auditable, and professionally managed." JC Jonathan Corrigan CFP®, CLU Corrigan Financial Group WHO THIS IS FOR ## Not every employer arrives at BSP from the same direction. We get that. Whether you already hold Bitcoin, you're looking for an edge in hiring, or you're just wondering if this is real — here's where to start. ₿ We believe in Bitcoin 📊 We want better benefits 🔍 We're not sure yet 32% of employees say they'd opt into a Bitcoin payroll benefit *tomorrow* if their employer offered it ### Your company already holds Bitcoin. Your team wants access too. You understand the long-term thesis. Your employees probably do too — many are already buying Bitcoin on their own, through consumer apps, on their lunch break, without any employer support. BSP gives you a structured, compliant way to meet them where they already are. [See how it fits into your payroll →](https://calendly.com/scott-blockrewards/30min) 73% of job seekers say a unique financial benefit would make them more likely to accept an offer ### Your competitors are offering the same package. This changes that. Health, dental, RRSP match — every employer has them. Bitcoin savings is the first genuinely differentiated benefit available to Canadian employers that doesn't cost the earth. Employees who participate have a tangible, growing stake in their financial future — and they associate that with you. [See how it fits into your payroll →](https://calendly.com/scott-blockrewards/30min) $0 employer liability exposure — employees use their own after-tax dollars, you never touch the asset ### Think of it like an RRSP match, but for Bitcoin. You don't need to understand Bitcoin deeply to offer this. The structure is familiar — employees allocate a portion of their paycheque, it gets invested automatically. The asset is different, but the mechanism isn't. You're not endorsing Bitcoin. You're giving your team a choice they don't have today. [See how it fits into your payroll →](https://calendly.com/scott-blockrewards/30min) ⚙ Does this change our payroll process? ▲ Not at all. You keep paying in dollars. **Block Rewards sits on top of your existing payroll platform** — no new systems, no IT project, no changes to how your team runs payroll. We handle the conversion, custody, compliance, and employee onboarding. You stay completely out of the Bitcoin flow. 📄 How does compliance work? ▼ Block Rewards is a FINTRAC-registered Money Services Business. We handle all KYC, AML, and regulatory reporting obligations. Employers receive a clean audit trail and transaction records for their own books. You never file anything crypto-related. 🏛 Does the company hold Bitcoin on its balance sheet? ▼ No. Bitcoin is purchased and delivered directly to each employee's personal wallet. It never passes through the employer's accounts. Your balance sheet has zero exposure to the asset — only the payroll deduction appears in your books, the same as any other benefit deduction. 🕐 How fast can we launch? ▼ Most employers are live within 1–2 business days of signing their services agreement. There's no IT work required on your end — just a payroll file export in the format you already use. Employee onboarding, KYC, and wallet setup are all handled by Block Rewards. ● FINTRAC-registered MSB ● No employer balance sheet exposure ● Live in 1–2 business days ● No minimum headcount ● Cancel any time Setup ## Live in under two weeks No development work. No crypto knowledge required. Connect your payroll platform and Block Rewards takes it from there. 01 Connect your payroll Block Rewards connects to your existing payroll platform using standard export formats. Nothing about your current process changes. 02 Set your contribution rules Choose whether to offer employer matching (optional) and let employees self-select a fixed amount or percentage of each paycheque. 03 Employees enroll in minutes Block Rewards handles KYC, wallet setup, and guided onboarding. Your HR team does nothing. Takes employees under 10 minutes. 04 Bitcoin flows every payday Each payday, contributions convert to Bitcoin and deposit into employee wallets automatically. Employers receive a full transaction log for their records. For employers ## Stand out as an employer with a benefit that adds real value Employees choose their contribution amount and opt in themselves. You set the matching policy if you want one. Everything else — purchasing, custody, reporting — runs without your involvement. - All compliance filings and regulatory obligations handled by Block Rewards - Optional employer matching — set any percentage you choose - Works with all major HRIS & payroll providers, no dev work - Real-time admin dashboard with full reporting - Your company never holds crypto on its balance sheet [Book a Free Demo](https://calendly.com/scott-blockrewards/30min) Admin controls 🔁 Payroll file feed Auto or manual — syncs with your existing cadence Connected 💰 Employer match 20% match on contributions (customizable) On 📋 Compliance reporting Audit trail, T4 / tax doc generation, admin logs Auto 👥 Employee onboarding Managed KYC, wallet setup & education Handled 📊 Participation insights Enrollment rate, avg contribution, DCA performance Live Pricing ## Simple, transparent pricing No setup fees. No long-term contracts. Pay only for participating employees. Per participating employee $9.99 /mo \+ 2% of contributions processed Billed monthly · Cancel anytime · No charge for paused employees - Admin dashboard & real-time reporting - Employee onboarding, KYC & wallet setup - Payroll integration (all major Canadian providers) - Compliance reporting & T4/tax documentation - Learning Lounge for employee education - Institutional-grade custody - Dedicated onboarding & ongoing support [Get Started — Book a Demo](https://calendly.com/scott-blockrewards/30min) FAQ ## Common questions, straight answers Everything you need to know before booking a demo. What is the compliance burden for employers? Minimal. Block Rewards operates on a non-custodial model, meaning we never take possession of your employees' Bitcoin. Purchases run through a registered, regulated exchange partner. Your HR team's job is simply to approve the payroll connection — Block Rewards manages all compliance filings, custody arrangements, and ongoing regulatory obligations on your behalf. Who actually holds the Bitcoin? Your employees do, completely. Bitcoin is deposited into each person's individual wallet, secured through institutional-grade infrastructure. From that point it belongs to them — they can move, sell, or hold it whenever they like. There's no lock-in period and no employer involvement once the funds land. Your organization has no exposure to the asset itself. How does dollar-cost averaging reduce risk? Rather than trying to time the market, dollar-cost averaging (DCA) spreads purchases across many pay periods. A consistent dollar contribution buys more Bitcoin during price dips and less during peaks, which gradually evens out the average entry price over time. Many Canadians already use this same logic with RRSP contributions — Block Rewards simply applies it to Bitcoin automatically. What payroll systems do you integrate with? Block Rewards connects to all major Canadian payroll and HRIS platforms using the same standard file formats your systems already produce. There's nothing to build on your end. The majority of employers complete onboarding and run their first payroll cycle within two weeks of signing their agreement. What are the tax implications for employees? Contributions come from after-tax pay, so there's no deduction at the source. When an employee eventually sells their Bitcoin, any gain over their original cost basis is treated as a capital gain under Canadian tax law. Block Rewards provides the transaction records employees need for reporting. We always recommend speaking with a CPA or tax advisor for guidance specific to your situation. What happens to the Bitcoin if an employee leaves? The Bitcoin stays with the employee, full stop. Because it's sent to their personal wallet at purchase — not held in a company account — it's already theirs by the time they leave. There's no waiting period and nothing for HR to claw back. Offboarding is the same as any other payroll process: their final contribution runs, funds transfer, done. How does employer matching work? Matching is entirely your call. You decide the rate — or skip it altogether. Some employers use it as a signing bonus equivalent, others build it into annual reviews. Whatever you set, it runs automatically alongside the regular payroll cycle and can be adjusted at any renewal period. Is there a minimum number of employees required? No minimum. Even a single enrolled employee is enough to run the program. There are no minimums for company size, headcount, or contribution amount. Most companies are live within one week of first contact. A modern financial wellness benefit ## The financial wellness benefit your team will actually use. Most employees are financially stressed — and many are already saving in Bitcoin on their own. **The Bitcoin Savings Plan lets them do it automatically through payroll**, as a voluntary benefit that sits right alongside your group RRSP. You keep paying in dollars; Block Rewards handles the conversion, custody, and compliance. Recruitment ### Stand out in a tight market Offer a benefit few Canadian employers have yet — a genuine differentiator when you're competing for talent in skilled trades, technology, or financial services. Retention ### A reason to stay Give employees a visible, growing savings balance they build with every paycheque — and carry with them wherever they go. No vesting, no lock-up, no clawback. Engagement ### People who use it, love it 83% of Gen Z employees use financial wellness tools when their employer provides them. This is one they'll actually open — because it's already happening on their next payday. Get started ## Ready to give your team a benefit they'll actually love? In a 30-minute call we'll walk through how Block Rewards connects to your payroll, what employees experience during setup, and how quickly you can go live. No pressure, no commitment required. [Book a Demo — I'm an Employer](https://calendly.com/scott-blockrewards/30min) [Join US Waitlist](https://blockrewards.ca/waitlist/us-employer?hsLang=en) Or email us: [info@blockrewards.com](mailto:info@blockrewards.com) Our trusted partners ### Built on trusted infrastructure Block Rewards works with Canada's leading Bitcoin platforms so your employees get the best experience. ![Balance](https://blockrewards.com/hubfs/Refer%20(2).png) ![Bitcoin Well](https://blockrewards.com/hubfs/bw.png) ![Beaver](https://blockrewards.com/hubfs/Refer%20(5).png) ![Bull Bitcoin](https://blockrewards.com/hubfs/Refer%20(3).png) **Ready to offer Bitcoin savings to your team?** Takes under two hours to set up. No crypto expertise required. [Book a Free Demo](https://calendly.com/scott-blockrewards/30min) [🇺🇸 Join US Waitlist](https://blockrewards.ca/waitlist/us-employer?hsLang=en) [![Block Rewards](https://blockrewards.com/hubfs/site-logo.svg)](https://blockrewards.ca?hsLang=en) Harmonizing the energy exchange of value creation. 1-855-552-8766 200–384 Bernard Ave Kelowna, BC V1Y 6N5 Canada #### Product - [Bitcoin Savings Plan](https://blockrewards.ca/bitcoin-savings-plan-benefits?hsLang=en) - [For Employees](https://blockrewards.ca/bitcoin-employee-benefits?hsLang=en) - [Save in Bitcoin Calculator](https://blockrewards.ca/calculator?hsLang=en) - [Client Login](https://portal.blockrewards.com/login) - [US Waitlist New](https://blockrewards.ca/waitlist/us-employer?hsLang=en) #### Resources - [Library](https://blockrewards.ca/library?hsLang=en) - [Benefits Advisors](https://blockrewards.ca/benefits-advisors?hsLang=en) - [HR Leaders](https://blockrewards.ca/for-hr-leaders?hsLang=en) - [2026 HR Guide](https://blockrewards.ca/hr-guide-download?hsLang=en) - [Financial Wellness Benefits](https://blockrewards.ca/financial-wellness-benefits?hsLang=en) #### Company - [Book a Demo](https://calendly.com/scott-blockrewards/30min) - [Terms & Conditions](https://blockrewards.ca/terms-and-conditions?hsLang=en) - [Privacy Policy](https://blockrewards.ca/privacy-policy?hsLang=en) - [info@blockrewards.com](mailto:info@blockrewards.com) © 2025 Block Rewards. All rights reserved. Bitcoin is a volatile asset. This is not financial advice. [Terms](https://blockrewards.ca/terms-and-conditions?hsLang=en) [Privacy](https://blockrewards.ca/privacy-policy?hsLang=en)